Category: Buying on Oahu
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Two VA Loans at Once: What You Can Buy on Oahu
The VA lets you use the benefit again while you still hold another VA loan. Remaining entitlement, not eligibility, sets what you can buy here with…
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FHA Loan Assumption on Oahu: The Assumable Loan Buyers Overlook
FHA loans are assumable on Oahu, letting a qualified buyer take over the seller’s rate without VA eligibility. Here is how the process actually works.
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Covering the Equity Gap on an Assumable Oahu Loan
The rate is the easy part. On an assumable Oahu loan you must cover the gap between price and loan balance, and second mortgages for it…
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Just Bought on Oahu? What the Home Exemption You Saw at Closing Actually Means
If you bought an Oahu home this year, the exemption on the listing may still cover you this tax year. Here’s how the grandfathering rule actually…
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Kaimuki, Palolo, and St. Louis Heights: Three Markets Sharing One Street
Kaimuki, Palolo, and St. Louis Heights all connect at Waialae Avenue, and right now they are in three genuinely different markets. Here’s the real InfoSparks data,…
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Just Bought an Oahu Home? The Property Tax Exemption You Saw Was the Seller’s, Not Yours
The property tax figure you saw when you bought your Oahu home was the seller’s exemption. You’re grandfathered into it for the rest of that tax…
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Can You Assume a VA Loan on Oahu as a Non-Veteran Buyer?
Yes, non-veterans can assume a VA loan on Oahu, but the seller has to be willing to give up entitlement restoration. Here’s how that tradeoff actually…