Category: Owning on Oahu: Taxes, Insurance & Costs
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DTRIC Is Leaving Hawaii: What Oahu Homeowners Should Do
DTRIC homeowners non-renewals begin with anniversary dates in November 2026. Your renewal date is the deadline, not the announcement. What to check now.
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Moving Off Island and Renting Out Your Oahu Home? What the Tax Bill Does Next
Renting out your Oahu home ends the exemption, but nobody removes it for you. You must report within 30 days, and the penalty is $300 a…
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You Inherited an Oahu Home. What Happens to the Property Tax Exemption?
A parent’s Honolulu home exemption ends at death, and somebody has to report it within 30 days. Miss it and the penalty is $300 a year…
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Appealing Your Oahu Property Tax Assessment: The January 15 Window
Think your Oahu property tax assessment is too high? You have from mid-December to January 15 to appeal. Here’s how the window and the process work.
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Just Bought on Oahu? What the Home Exemption You Saw at Closing Actually Means
If you bought an Oahu home this year, the exemption on the listing may still cover you this tax year. Here’s how the grandfathering rule actually…
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Moving a Parent Into Care on Oahu? Here’s What Happens to Their Property Tax Exemption
If your parent is moving into a licensed Oahu care facility, their home exemption can usually stay in place through a continuance. Here’s what the county…
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FEMA Redrew Oahu’s Flood Zones in 2026. Is Your Property Now in a High-Risk Area?
FEMA’s 2026 remap moved 8,000+ Oahu parcels from low-risk into high-risk flood zones along about 100 miles of streams. A newly-mapped parcel with a mortgage may…
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Hawaii’s Condo Insurance Relief Fund: What It Actually Covers, and What It Doesn’t
The Hawaii Hurricane Relief Fund has issued 97 policies covering $2.6B in insured value, with some buildings reporting up to 70% savings on the hurricane layer.…
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Just Bought an Oahu Home? The Property Tax Exemption You Saw Was the Seller’s, Not Yours
The property tax figure you saw when you bought your Oahu home was the seller’s exemption. You’re grandfathered into it for the rest of that tax…
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What Does Residential A Actually Cost an Oahu Homeowner? Two Worked Examples
On a $1.5M Oahu home, skipping the exemption costs about $4,870/yr. On a $5M home, it costs about $32,500/yr. Here’s exactly how Honolulu’s Residential A tax…