Category: Military & VA Buyers & Sellers
For military and VA-affiliated buyers and sellers on Oahu. Not just loan assumption: also covers the sell-or-rent decision when PCS orders hit, VA loan eligibility, assuming a VA loan on Oahu (including as a non-veteran), and BAH-based budgeting.
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Two VA Loans at Once: What You Can Buy on Oahu
The VA lets you use the benefit again while you still hold another VA loan. Remaining entitlement, not eligibility, sets what you can buy here with…
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What Happens to Your VA Entitlement When Someone Assumes Your Loan?
Selling your Oahu home with an assumable VA loan? If the buyer isn’t a veteran, your VA entitlement stays tied up until the loan is paid…
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How Much House Can You Afford on BAH in Honolulu? A Military Buyer’s Guide
Honolulu BAH rates vary by rank and change yearly. Here’s how to find your real number, and the financing choice that can matter more than your…
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The VA Funding Fee Refund Veterans on Oahu Often Never Claim
If your VA disability rating is effective on or before your Oahu closing date, you likely should not have paid the funding fee at all, worth…
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Can You Assume a VA Loan on Oahu as a Non-Veteran Buyer?
Yes, non-veterans can assume a VA loan on Oahu, but the seller has to be willing to give up entitlement restoration. Here’s how that tradeoff actually…
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What Is a Short Sale on Oahu, and Why Do They Take So Long?
A short sale takes about 120 days total: roughly 90 for the lender’s approval, then 30 to close, versus 30-45 days for a traditional escrow. Here’s…
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Should You Let a Non-Veteran Buyer Assume Your VA Loan on Oahu?
A non-veteran buyer can assume your VA loan, but your entitlement stays tied up until it’s paid off. Here’s how to weigh that trade-off as a…
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Should You Sell or Rent Your Oahu Home After a PCS Move?
PCS orders force a decision on your Oahu home fast. Here’s how to weigh selling against becoming an out-of-state landlord before your move date arrives.
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Renting Out Your Kailua Home From the Mainland: What Absentee Owners Should Know
Renting out a Kailua property from the mainland means navigating Hawaii landlord law, HARPTA on eventual sale, and management from 2,500 miles away.